Your full household picture, normalized across every pay cycle.
Household position
$0
left each month after planned costs
Start here
Income$0
Planned out$0
Out / income0%
Safe-to-spend
This month
i
$0
Add income and bills to calculate your breathing room.
Per week equivalent$0
Next 30 days
Upcoming bills
No dated bills yet.
Where it goes
Expense breakdown
RecurringFlexibleGoals
$0planned out
Add expenses to see the breakdown.
Pressure check
Biggest categories
Nothing to rank yet.
Forecast
12-month cash-flow projection
IncomeOutgoingsLeft
Add dated recurring items to create a forecast.
Item
Category
Amount
Frequency
Equivalent
Next due
Add your take-home income and every recurring bill. Weekly, fortnightly, monthly, quarterly and yearly items are automatically converted to the same basis.
Flexible money
Plan the spending that quietly adds up
Groceries, petrol, coffees, takeaways, pets, hobbies and other variable costs can be entered as a realistic allowance.
Spending allowances
Use the frequency you naturally think in.
Category
Amount
Frequency
Equivalent
No flexible spending planned yet.
Needs vs wants
A simple reality check, not a rule.
Recurring dated bills projected forward so annual and quarterly costs don't sneak up.
MonTueWedThuFriSatSun
Upcoming 90 days
Projected from the next due date on each recurring item.
Future money
Make savings and debt part of the budget
Track a target and the recurring contribution you want included in your safe-to-spend number.
No savings goals or debts added yet.
Category detail
Sorted largest first.
Frequency exposure
What your original bills look like by billing cycle.
Detailed normalized budget
Every item shown weekly, fortnightly, monthly and annually.
Item
Type
Category
Weekly
Fortnightly
Monthly
Yearly
% income
Household settings
These affect labels and calculations only.
Backup & move devices
Your data is local to this browser. Export a backup before clearing browser data or changing devices.
Tip: save the backup somewhere private. It contains the financial information you've entered.
App
Install Budget Compass or force it to check for the latest version.
v1.1.0
Budget Compass checks for updates automatically when opened and when you return to it.
Reset
Delete all budget data from this browser.
How calculations work
Weekly × 52 = annual.
Fortnightly × 26 = annual.
Monthly × 12 = annual.
Quarterly × 4 = annual.
Yearly = annual amount.
Other views are calculated from the annual figure, so unlike “× 4 weeks”, monthly equivalents account for 52 weeks across the year.